The truth behind

     Insurance Credit Scoring

  What is ICS?

 Industry vs. Consumer

Many Q's & Some A's

Get Involved

About this Site

*News and Updates*

 

About this Site

Sara Lapham  is the founder and author of www.InsuranceScored.com.

I was a victim of insurance credit scoring. I knew nothing of this practice when it occurred and not satisfied with the answers from my agent, I went looking for the information myself. What I found was appalling. 

Following a reinstatement by my insurance company, I decided that no one should go through this frustrating process without answers - so I do my best to give them to you. This website is a compilation of that research and an attempt to make  insurance consumers aware of this practice and how the industry has come to abuse it. 

Explore this site and learn of this practice. If you have been victimized, share your story. Then Get Involved!!

The insurance industry is not going to abandon this practice voluntarily, it is up to the insurance consumer to make the industry and our legislators aware that this biased and discriminatory practice will not be tolerated.

Thank You!!

This site would not be possible without the help of many individuals.

Stacey Pogue - Texas Watch
A bi-partisan advocacy organization taking a stand against wealthy special interest lobbyists in Texas.

Birny Birnbaum - The Center for Economic Justice
The insurance consumers strongest advocate against the use of insurance credit scoring.

Greg Fisher - The Credit Scoring Site
Interesting site about credit scoring in general. Also includes up to date information and news stories regarding credit scoring.

John Bryant was an agent for a very large insurer. He treated his clients the way they deserve to be treated and even went to bat for them in the game of "insurance credit scoring". He was terminated for his efforts. See what he is doing now.

Brenda J. Cude - University of Georgia

State of  Arkansas Insurance Department

State of Virginia

Senator Kim Elton of Alaska

Links

Credit.About.com
Let Michael T. Killian be your Guide to hundreds of credit related sites.

Consumer Education Junction
To give you useful consumer information and resources to help you stand up for your rights in the face of corporate deception. Learn about avoiding credit card traps, dealing with debt collectors, avoiding identity theft, protecting your computer from criminals, avoiding the latest scams, and understanding your auto and home insurance. Consumer information is power!

www.artofcredit.com

Cents-per-Mile Choice for Car Insurance
Texans could be the first in the nation to have a real choice. To make compulsory insurance finally work after 20 years of failure, the Texas Legislature authorized CENTS-PER-MILE choice to begin January 2002. 

ScrewedbyInsurance.com
"An open forum to find the TRUTH about insurance companies!"

The Home Quarter by Digital Citadel
Helping You Furnish Your Castle, Without Breaking the Bank

Do you have any comments, suggestions, questions or concerns? Email.

 

Click here for Consumer Feedback: Read consumer's reactions and stories and send your own!

***Be sure to visit News and Updates for the latest news!***

What is ICS? Industry vs. Consumer

Industry vs. Consumer II

Income vs. Insurance Scores
About this Site Many Q's and Some A's Get Involved Pure Speculation
The "Studies" Who is on your side?
 
Comments, suggestions, concerns or questions? Email me!
For a list of references, click here
Broken links? Contact me here.

All opinions expressed on this site are those of any named individual.

 Website design and development by Sara
 Last updated: 06/01/2005
 � Copyright 2002-2005  The Concerned Consumer