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Term Life Insurance Vs. Whole Life Insurance | Which Plan Wins?

There are several kinds of life insurance coverage that you can choose from, but all of them are under two umbrellas: term or whole. Term insurance policies are only active for a “term, ” and whole life insurance plans are going to give you a permanent form of coverage. Deciding between the two are is.. More

Transamerica Life Insurance Review

In our Transamerica life insurance review below, we provide ratings, product offerings and quotes for the Transamerica Life Insurance Company. You can’t turn on the TV without seeing a commercial from an insurance company. All of the carriers spent a lot of time and money on advertising and marketing. All of them want you to.. More

Banner Life Insurance Review

Imagine you went to the grocery store and you went to the cereal aisle. You’ll see HUNDREDS of options. Everything from healthy granola to sugary marshmallows. Now, buying life insurance is NOTHING like buying cereal, except you have even more choices. If you buy life insurance, you can easily find a thousand different plans. That.. More

Prudential Life Insurance Review

If you’ve ever shopped for an insurance policy, you know it isn’t easy. There are thousands of choices. Do you want to go with a brand name company or with a smaller carrier? Your life insurance plan is long-term. You need to find a carrier who you’ll be happy with for the next 20 or.. More

Gerber Life Insurance Review

Life insurance can play a fundamental role in your overall financial plans. One of the biggest reasons for this is because the proceeds from life insurance coverage can be used for a variety of reasons, including the payoff of debt and the replacement of income that is used for paying monthly living expenses. But not.. More

Best Variable Life Insurance Companies

There are several different types of life insurance coverage on the market. Which type of insurance you choose depends on your specific needs and financial goals. Each type of life insurance policy has different advantages and disadvantages that you will need to consider to ensure that you’re getting the best protection available. While term plans.. More

Do Retirees Need Life Insurance?

When planning for retirement, many people feel that those who are over age 50 no longer need life insurance coverage. But regardless of your age, however, it is still important to be prepared financially in case of an unexpected event. In the past, most retirees were likely to have major expenses such as their mortgage.. More

How Your Income and Credit Score Affect Your Ability to Borrow Funds

When considering applying for a loan, mortgage, or credit card, it is likely that you will be analyzed based on a number of financial factors by the potential lender. These criteria will typically include your income and credit score – as well as other monetary related components. While your income gives creditors an idea of.. More

Borrowing Life Insurance Policy Loans

You can choose from a lot of plans which have  a cash value, savings, or investment component. These plans may include whole life, universal life, and variable life insurance. In these insurance policies, the cash or investments are able to grow over time, allowing the policy holder another way to potentially build a significant amount.. More