Life Insurance

What Questions Are Asked for a Term No Exam Life Insurance Policy?

When you’re shopping for life insurance coverage, there are several types of plans that you can choose from. All of them are going to have different advantages and disadvantages that you’ll need to consider to ensure that you’re getting the best plan available. One of the types of plans that are gaining popularity is a.. More

What is Insurable Interest?

If you’ve ever shopped about for a life insurance policy, or have purchased a life insurance plan on a loved one, then you’ve run into the term “insurable interest,” but you may not know exactly what it means. If you’re looking to get a life insurance plan on a family member or business partner, it’s.. More

Do Retirees Need Life Insurance?

When planning for retirement, many people feel that those who are over age 50 no longer need life insurance coverage. But regardless of your age, however, it is still important to be prepared financially in case of an unexpected event. In the past, most retirees were likely to have major expenses such as their mortgage.. More

How Does Indexed Universal Life Insurance Work?

Today, there are many different types of life insurance policies on the market. One of the newest – and most flexible – is indexed universal life. This type of policy is thought by some to offer the “best of both worlds” in that it provides death benefit protection, along with some nice savings and investment.. More

How Your Income and Credit Score Affect Your Ability to Borrow Funds

When considering applying for a loan, mortgage, or credit card, it is likely that you will be analyzed based on a number of financial factors by the potential lender. These criteria will typically include your income and credit score – as well as other monetary related components. While your income gives creditors an idea of.. More

Borrowing Life Insurance Policy Loans

Life insurance is one of the most important investments that you’ll ever make for the future of your family. If something tragic were to happen to you, then your family would be responsible for a massive amount of debt and other final expenses, and that’s where your life insurance coverage comes in. We know that.. More

Cheap Life Insurance Providers

At, we help consumers understand how to find the cheapest life insurance rates available. I think you’ll agree with me when I say it’s hard to find cheap life insurance that you can actually qualify for. It can be an overwhelming process trying to get the best insurance coverage for you and your family. It’s.. More

How To Protect Your Mortgage With Life Insurance

People purchase insurance coverage to protect many different things, such as their health, their auto, and their home. But one item that oftentimes gets overlooked is the protection of their mortgage. Most people certainly work hard each month to pay their mortgage – especially because a home is typically the largest purchase that most people.. More

Should You Cancel Your Life Insurance Coverage?

In today’s tough economy, people are always seeking ways to cut costs. In many instances, people are doing away with expenses that they feel are not necessary – and unfortunately, life insurance coverage oftentimes falls into that category. While doing away with your policy may help to free up more funds over the short term,.. More