Life Insurance

Evaluating Life Insurance Loans Versus Withdrawals

Life insurance policy owners who possess permanent plans are likely to have built up a significant amount of savings within their policies. This is especially the case for those who have held their policies for a long period of time. In order to access the cash that is inside of a permanent life insurance policy,.. More

Advantages Of Online Life Insurance Quotes

Shopping for life insurance can be a difficult process. There are thousands and thousands of different companies on the market and dozens of different plans that you’ll need to choose from. It can be overwhelming and difficult to find the best policy, but it doesn’t have to be. The Internet has made shopping easy and.. More

What is the Benefit of Having Life Insurance?

While most people don’t like the idea of discussing the benefits of life insurance, there is certainly an important place for it in one’s overall financial planning. In fact, without the protection of life insurance coverage, loved ones may need to drastically alter their lifestyle if the unexpected should occur. In addition to being used.. More

How Much Life Insurance Coverage Do You Need?

When purchasing life insurance coverage, people will oftentimes make an “educated guess” regarding the amount of benefit that they need. In many cases, this estimate is based upon how much coverage is being offered in a group benefits plan, or on how much premium they can easily afford. Yet, while some amount of life insurance.. More

What Determines An Insurable Interest in a Life Insurance Policy?

Life insurance is one of the best purchases that you can ever make for the people that you can about. Having life insurance is a great safety net that you can purchase to ensure that they have the money that they need, regardless of what happens to you and them. You can’t just purchase a.. More

What Is Underwriting And How Does it Work?

When you apply for life insurance, the company is going to look at dozens of different factors to decide if they are going to accept your application for coverage. Before they will approve your application, they are going to require that you take a medical exam and they are going to ask you dozens of.. More

Reliastar Life Insurance Company Review

*Disclaimer – ReliaStar Life Insurance recently changed their name to Voya as a way to rebrand their company. All of the content in this review is still relevant and accurate to the best of our knowledge. The company continues to offer excellent life insurance plans to thousands and thousands of customers every year. Aside from.. More

How To Choose Your Life Insurance Policy Beneficiary

When applying for life insurance coverage, one of the biggest decisions that needs to be made is who will be the beneficiary. There are numerous options that can be chosen. These will depend primarily on the financial needs of potential beneficiaries, as well as the overall purpose for the life insurance coverage. A life insurance.. More

How to Protect Your Business with Life Insurance

As a business owner, there are a number of ways that you can use life insurance in both personal and business financial planning. This important tool can actually play a substantial role in the overall stability of your company itself. You’ve put countless hours into your business. It’s your lifeblood. If something tragic were to.. More