Life Insurance

Why is Final Expense Life Insurance Important?

Having proper life insurance is one of the most important things that you can do for your family. It should be on the top of your to-do list. But, just like as your life continues to change, so will your need for life insurance. As one gets older, the need for senior adult life insurance.. More

No Exam Life Insurance | Get Approved Without A Physical

I think you’ll agree with us when we say that taking a medical exam for life insurance is inconvenient and intrusive. Want some good news? A life and health insurance exam is not required to qualify for affordable life insurance. Both whole and term life insurance no medical exam policies are offered on the market… More

The Tax Advantages Of Owning Life Insurance

Life Insurance is 100% tax-free. No federal, state or local taxes are due on your life insurance proceeds. You life insurance check will be sent to you in one lump sum, often within two weeks. In addition to life insurance proceeds providing a financial cushion to loved ones who are left behind, there are also.. More

Navy Mutual Life Insurance Review

Military members may find purchasing life insurance is a bit more difficult than their civilian counterparts. Many life insurance policies will not provide coverage if a military member dies in the act of war. Thankfully, for military members seeking full life insurance protection, Navy Mutual is a terrific choice. In addition, many military members are involved.. More

Top 10 Best Life Insurance Companies In The United States In 2018

Want some good news? With the internet at your fingertips, it only takes minutes to review the financial strength of a life insurance company. It’s an important financial decision – and it is one that may impact the financial future of you, as well as your family or beneficiaries for years to come. In many instances, a plan.. More

Indexed Universal Life Insurance – How Does It Work?

One of the newest types of life insurance – and most flexible – is indexed universal life. This type of policy is thought by some to offer the “best of both worlds” in that it provides death benefit protection, along with some nice savings and investment features as well. Perhaps your first question is this;.. More

What is Underwriting and How Does it Work?

It is very important for you to understand the underwriting process to help you avoid needless frustration. After you apply for life insurance, the company is going to look at different criteria to decide if they are going to accept your application for coverage. Several of the major factors the underwriter will review are your.. More

What is the Benefit of Having Life Insurance?

Let’s discuss the benefits of purchasing life insurance in two “just imagine” scenarios. Just imagine… You are the breadwinner of your family (man or woman, doesn’t matter). You are sitting on a fluffy cloud looking down at your living room. There are lots of tissues being handed out. Your kids are crying the most. You.. More

What Determines an Insurable Interest in a Life Insurance Policy?

In this article, we will explore the definition of insurable interest and what it means in regard to a life insurance policy. We’ll also explore the different types of insurable interest so you will understand clearly the importance. Life insurance really is misnamed. It should be referred to as, “Love Insurance”.  Because let’s not kid.. More