Life Insurance

High Risk Life Insurance

When a person is deciding on making an investment in life insurance a few thoughts come to mind at first; what rating will i get, how much will my monthly premiums be, and can i even afford coverage. First it is important to know that if you’re healthy than the carrier is assuming most of.. More

How Universal Life Insurance Works

If you are realizing that your current investment strategy isn’t fully diverse. And you’re looking to solidify that portfolio with a stable product that provides interest growth and cash value, look no further than Universal Life Insurance. There are several different forms of permanent life insurance. With a permanent policy, the life insurance policy owner.. More

The Advantages and Drawbacks of Variable Life Insurance

The concept of life insurance has been around for decades and decades. It’s one of the best safety nets that you can buy for your family. It will ensure that they have the protection that they need, regardless of what happens to you. Over time, life insurance policies have evolved from simply offering pure death.. More

How to Donate to Your Favorite Charity Using Life Insurance

Every year, there are many people who donate money or goods to a charitable organization that is close to their heart. Yet, in a number of cases, these donors wish that they were able to contribute so much more. The good news is that by using a life insurance policy to make donations to your.. More

The Legal Concept of Life Insurance Contract

Within the small print on nearly every insurance policy, there is generally found some highly technical legal provisions and contractual terms. These terms are intended to cover just about every possible scenario – and, policies are usually being updated and revised continuously in order to keep up with both coverage and industry changes. Life insurance.. More

Buying Term Insurance Completely Online

At, we want to make the whole life insurance buying as stress-free as possible for you. Thanks to Amazon and other shops, we buy just about everything online. People are even buying groceries online. The Internet has made it possible to never leave your home (although, we wouldn’t suggest this). As more and more.. More

The Easiest Life Insurance You Can Get

At one time, getting life insurance was a long and challenging process. Thanks to the Internet and some of the new insurance products that have been created, it’s never been easier to get life insurance. When you’re deciding to buy life insurance, the first thing on your list should be to find a plan that.. More

Life Insurance with No Underwriting

Most people know the life insurance application is long, but not many people know exactly what happens. Two of the hoops that you’re going to have to jump through is taking a medical exam and answer health questions. For people that are in poor health, then the medical exam and the health questions could pose.. More

How Does Life Insurance Work?

Life insurance can be a very complex topic. There are numerous types of policies on the market today, and each has its own set of features, benefits, and other characteristics. Some life insurance policies provide only a set amount of death benefit, while others can be highly tax advantaged long-term savings vehicles. One part of.. More