Explaining the Types of Life Insurance

What do ice cream and life insurance have in common? They both come in a variety of flavors, and if you’re not sure what kind to buy, you can end up with regrets. With life insurance, we call our flavors “types” of coverage, and these types vary widely in price and performance. So before you.. More

Best Indexed Universal Life Insurance Companies

When you are considering companies for indexed universal life insurance (IUL), it makes sense to stick with a reputable firm. You need an agent that will be able to consider what’s best for your circumstances and choose from a range of different options. As a result, it’s best to look for an agent that represents.. More

What Is Indexed Universal Life Insurance?  

Indexed universal life insurance (IUL) is a life insurance policy that can be renewed annually for the full life of the policy-holder. This insurance type may be lesser-known than other types of coverage such as auto insurance, but it’s no less important. How Does IUL Work? What makes IULs different is that only a portion.. More

Which Indexes Are Used for Indexed Universal Life Insurance?

While offering a wide range of benefits, indexed universal life insurance (IUL) policies can be confusing. Which index should you choose? Which indexes are an option? Are IULs even a good investment? Today, we’ll answer all these questions and more. List of Stock Market Indexes S&P 500 This index tracks the top 500 companies in.. More

Return of Premium Life Insurance: What Is It and Is It Worth the Cost?

Term life insurance is an insurance product with an easy-to-understand process and value proposition. With term coverage, you pay an ongoing insurance premium for the full term of your policy — usually between ten and thirty years. If you pass away during the term, the life insurance company loses their bet, so to speak, and.. More

What is Key Man Insurance?

Business insurance is an important component of any entrepreneurial venture — and that’s true whether you’re a one-man show or a company with dozens of employees. Still, there are different types of business insurance to consider, which may be crucial depending on the way your company operates. One type of coverage, key man insurance, is.. More

Why is Final Expense Life Insurance Important?

Having proper life insurance is one of the most important things that you can do for your family. It should be on the top of your to-do list. But, just like as your life continues to change, so will your need for life insurance. As one gets older, the need for senior adult life insurance.. More

No Exam Life Insurance

No exam life insurance is a great option if you don’t enjoy intrusive physical exams! Medical exams are not required to qualify for affordable life insurance. Both whole and term life insurance no medical exam policies are available on the market today. These life insurance policies are often also referred to as no physical life.. More

Whole Life Insurance – Everything You Need to Know

In most good financial plans, it is important to not just grow assets, but also to protect them. One way to accomplish this is through the use of life insurance. This essential financial tool can allow a person’s loved ones to pay off debts such as a home mortgage or credit card debt should the.. More